Your money. Your rules.
Say “my account can only send to Jack and my Coinbase” and your account enforces it, on every transaction, even with a stolen key.
Tau is the wallet and financial system where AI turns your instructions into enforceable rules and agreements. Everything in the system checks everything else, finding pathways to achieve your goals.
A stolen key does not mean stolen funds
Most wallets treat whoever holds the key as the owner. Here the key only authorizes a transaction; your rules decide whether it settles — so a spoofed site, a lost phone or an attacker runs into the limits you set.
Prove what's true without revealing what's yours
Your rules can be verified by a third party without exposing the account behind them. No email, no identity documents, no background profile of where your money goes. Each disclosure is deliberate, scoped to one counterparty, and revocable.
Agoras Token: program the currency
Agoras ($AGRS) is currency you can program. Attach your terms to the payment in plain words: how fast it can be spent, what it can be spent on, when it comes back, even when it stops existing.
The token available today is an ERC-20 placeholder with none of the features described on this page. It is intended to be swapped for the mainnet Agoras coin once mainnet is ready.
Agreements that find the best deal for you
Every account, asset and app runs on rules that check each other, so Tau finds the path from what you have to what you want. It chains the deals and creates the agreements automatically, across tokens, financial products and compute.
A mistake should not be permanent
Two things a bank quietly gives you and a wallet never has: the chance to take back a payment you regret, and a way back in when access is lost. Both are rules here, set in advance and enforced by the account.
Recurring money, handled without your attention
Rent, subscriptions, an allowance for a child, a share of every payment moved into savings, a cap on what can leave in a day. Set the terms once, while you're thinking clearly, and the account holds you to them until you change it.
Decide the terms before you enter
Lending, staking and swaps normally mean approving a contract and hoping it behaves. Here the constraint sits in your account instead: how much is at risk, and on what terms.
An agent, its own account, and your rules
Give agents payment rules, not your keys. Set what it may buy, from whom, how much, and until when. The worst case is that it spends within your boundaries, and one command can quarantine it.
The rules people actually ask for
Most of what people want isn't exotic. Give a teenager an account that can't overspend, stop anything leaving overnight. Ordinary requests, described in ordinary words.
Protection, without handing anyone your money
Spending limits, holds and reversals, on the condition that it holds your money and can change the terms.
Code you must audit, that answers no questions about whether it contradicts itself or any other contract.
The same holds and reversals, written as rules: a payment can wait eight hours, or need a second approval. Rules are checked for consistency before they apply, and enforced against whoever holds the keys.
No existing chain can do this. Checking a rule against every other rule, and letting a rule govern its own amendment, are properties of how Tau is built.
Rules that protect your other rules
A control is only as strong as the process for changing it. So each rule can be governed by another: you set the rule, then set the conditions for amending it, then set what it takes to change those. Even create rules that no one, not even you, can change.
This account can only send funds to my two children.
Two confirmed addresses. Any other destination is rejected by the wallet at signing time, not flagged for review afterwards.
Amending it needs three approvals plus my authenticator.
My sister, my solicitor and my eldest son each sign from their own device, and I confirm with a code. Three of three, or the change does not execute.
The removal itself requires the group's consent, held open for 30 days where all of them can see it, and any one of them can halt it outright. There is no override, no admin key, and no path that runs through us.
What that adds up to
Getting around rule 01 means first amending rule 02, which means first unwinding rule 03 — in public, with a month's notice, and with three other people watching.
Swap at the best price on the network
One quote, aggregated across every venue the network can reach. The fee and the price you'll actually receive are shown before you commit, and the swap settles into the same account under the same protections as any other payment.
Be among the first to set a rule
We'll open early accounts in small groups so you get a real conversation with us about the wallet. Join the waitlist.